Fast and easy financial loans begin these days with financing from

Whenever you sign up for an Oakam loan, you’re not merely creating a better economic future yourself, you’ll be section of a similar neighborhood this is certainly enhancing use of inexpensive credit for several

Every time we help folks because they achieve their funds objectives, develop their credit profile and accessibility much better loan prices. During the exact same time, making use of our cellular app to settle on time, Oakam clients are changing the financing business, making credit more affordable and much more available for all.

Join our neighborhood of 150,000+ consumers.

Brand brand brand New client? Start with a loan from ?100 to ?800 today. Fast recovery without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right right here.

Current clients can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with this Big loan that is plus.

  • Access less expensive prices as time passes and enhance your credit history
  • Rapidly graduate to prices less than numerous bank cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup fees. No late or very early payment costs

at the mercy of terms

Apply with certainty

Fill our safe application that is online get a choice in moments. No setup costs, no belated charges with no repayment that is early.

Start your Oakam trip

Place your loan to utilize the Oakam app, increase your credit history with time and grow your method to a better future that is financial.

Tailor your loan

Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more info

Get in on the 150,000+ consumers that trust us

We’re more than simply a money-lender: we’re for an objective in order to make obtainable credit a truth for several.

Download our cellular software

The Oakam cellular software will permit you to use as well as assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your next payment time
  • Evaluation your payment routine

Reasons why you should join Oakam

Bad credit? We’ll tune in

We’ll tune in to your tale if you’re on advantages, have credit that is bad or simply found its way to great britain. We’ve caused it to be our objective to split down barriers that are financial boost accessibility for several.

No home visits – ever before!

Cash is a exclusive matter and we ensure that is stays in that way. Think about us as an option to doorstep financial loans. We’ll never ever hit in your home and you will constantly achieve us using the internet or higher the telephone.

No surprises that are hidden

At Oakam you’re always in charge. Our items are quick and clear. We don’t charge late charges and there’s no cost connected with repaying early.

Your connection up to a better future that is financial

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our method of assisting you create your credit profile in the long run.

Handle your loan because of the Oakam application

Access your loan and payment routine by getting our software, thereby applying for tops ups and brand-new financial loans in the near future.


Oakam provides simple and easy economic solutions for those who find it hard to borrow from finance companies. You can expect accountable accessibility credit and therefore are aimed at offering our consumers with value.

Every we support people as they achieve their money goals, build their credit profile, and access better loan rates day. During the exact same time, through the use of our cellular application to settle on time, Oakam consumers are changing the financing business, making credit less costly and more accessible for all.

How exactly does it work?

It’s simple! You are able to use on our site, or via our mobile application. The application could be downloaded through the Apple iStore for iPhone products, or regarding the Bing Enjoy Store for Android os products. In the event the application is authorized, the bucks could be provided for your money on the day that is same. Many successful prospects get their particular financial financial financial loans within an hour or two to be authorized.

At the mercy of condition. In the form, we are going to ask you for the income that is monthly and in detail, to be able to concur that you really can afford the monthly repayments within the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we usually do not base our choice entirely on your credit rating. At Oakam we recognize that life does not constantly get as prepared. We comprehend you will probably have run into financial hardships in the last so when a effect, you’ve probably an unhealthy credit score. Unlike various other loan providers though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit score and cost assessment assist us comprehend your situation that is current when assess the application for a financial loan.

Therefore, also if you’ve been declined by other loan providers in past times, we possibly may nevertheless be in a position to assist.

Im not used to the united kingdom. Can Oakam assist me with that loan?

Yes. We ask you have now been a citizen in britain for at the least half a year before you apply for a financial loan with us. All financial loans tend to be susceptible to cost checks along with your economic standing. We welcome new clients every single day and, because our application that is online process completely computerized, you are able to use once you want to, seven days per week. Our financial financial loans are at the mercy of your monetary standing.

So what does APR imply?

APR represents Apr.

The APR is a measure that is standard across all credit services and products to greatly help consumers compare the expense of financial financial loans. Since the APR reflects the yearly price of fee for a financial loan, it isn’t constantly a easy measure to realize when you compare financial financial loans various lengths.

The APR is, appropriately, a comparison that is effective for comparable services and products, and also to your APR, we always demonstrate the full total price of that loan together with specific instalments, in other words. what you will really pay off in full. We think these records provides a fuller image of the expense of your financial financial loans and may help you create a well-informed decision whether certainly one of our financial loans would work for your needs.

I will be self-employed. Can I have that loan?

Indeed, at the mercy of your economic standing.

Am I able to have application that is joint my lover?

No. We just provide to people therefore we usually do not take applications that are joint.